August 6, 2025
AgencyDoes the Color of Your Car Affect Your Insurance Rates?
There are many basic factors that influence your car insurance rates, but some may surprise you. Legends float around about the affect of car color on insurance rates. In general, these legends are false, but they have more viability than you would think. Color and Car Insurance First, it’s important to know that insurance companies […]
July 4, 2025
AgencyDoes Commercial Auto Insurance Cover Rental Cars?
Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it’s important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. If you’re an individual using a rental vehicle for personal purposes, […]
June 11, 2025
AgencySwimming Pool Liability Precautions
Having a swimming pool on your property is a great way to stay cool on hot summer days. Despite the benefits that a swimming pool offers, it also carries various homeowners liabilities. For instance, if a visitor or loved one were to get hurt or drown in your pool, you could potentially be held responsible. […]
May 9, 2025
AgencyCash-Value Homeowners Insurance
What is Cash-value Homeowners Insurance? Household contents are automatically covered by all homeowner policies. But the way they are covered can vary greatly depending on the type of policy. Purchasing a cash-value homeowners policy means when you file a claim, your lost, stolen or damaged items will be paid out at a depreciated value. A […]
April 4, 2025
AgencyStaying Healthy This Spring and Summer
Now that we are entering a post-COVID-19 world, your ability to get outdoors and travel will soon become a lot easier. However, as you plan your spring and summer vacations, you still must keep health and safety in mind. Failing to do so could put you in harm’s way, and while you might have health […]
March 3, 2025
AgencyDefensive Driving Techniques
Defensive driving is one of the most important things you can do to prevent accidents. Let’s take a look at the meaning of driving defensively and discuss techniques for staying safe. What is Defensive Driving? Defensive driving means anticipating dangerous situations by taking into account the actions of others and the presence of adverse driving […]
February 3, 2025
AgencyHow Can You Benefit From Travel Insurance?
One of the most wonderful things about travel insurance is the flexibility it allows you. There’s a policy for numerous types of travel, so you can head out with peace of mind. And while a weekend road trip may not need coverage, a larger trip definitely calls for protection. You never know what’s going to […]
January 1, 2025
AgencyImportant Ways to Winterize Your Home
Even though we are only in the middle of autumn, winter is fast approaching. Days are getting shorter, it is getting colder outside and hazardous weather might become a lot more prevalent. Particularly in today’s world, where social distancing is the law of the land, you will naturally want to make your home a haven […]
December 2, 2024
AgencyCommon Freeze Risks Inside Homes
For most of the United States, winter equals cold weather. Even in areas with mild climates, a cold snap is not unheard of. However, in areas with more traditional winter conditions, prolonged periods of cold are likely to hit. Though hard freezes aren’t something most people think of as dangerous (because they are not something […]
November 1, 2024
AgencyHow Does Fault Car Insurance Work in Texas?
In the U.S., most states are split into two categories when it comes to car accidents: fault states and no-fault states. This simply refers to how compensation and insurance works after an accident depending on who caused the accident. In a no-fault state, all drivers are generally expected to cover damages and injuries they personally […]