August 1, 2024
AgencyEssential Auto Insurance Coverage for New Cars
Buying a new car is a big expense. You will have both a down payment and the continued financing to manage. Plus, your brand-new vehicle is something you want to protect so that you can continue to use it for all of your needs for years to come. Still, you never know when you might […]
October 13, 2022
AgencyShould I Consider Usage-Based Insurance (UBI)?
Usage-based insurance (UBI) or pay-as-you-drive (PAYD) coverage is growing in popularity as automakers are making available advanced technology tools such as telematics. Learn more about UBI below. What Is Usage-Based Insurance? UBI is simply a way a car insurance company tracks driving behavior and auto usage of the driver. This is accomplished through devices (telematics) […]
July 13, 2022
AgencyHow Many People Can I Add to My Car Insurance Policy?
You may want to add other drivers to your car insurance policy for a multitude of reasons, such as if you get married or your child gets their driver’s license. Before adding anyone to your auto insurance policy, however, it is important to know the ins and outs of doing so as well as the […]
June 9, 2022
AgencyHow Home Renovations Affect Your Insurance
Many homeowners are renovating their homes amidst a pandemic renovation boom in the United States. Three out of four households recently polled by Porch.com indicate that they’ve completed at least one home improvement project since the start of the pandemic. Some improvements you make to your home could affect your homeowners insurance rates. You could […]
April 18, 2022
AgencyCOMMON AUTO INSURANCE MISTAKES
Did You Know? An error on your auto insurance application can lead to costly consequences. Providing inaccurate information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident. · Not listing all drivers—Anyone who drives your vehicle, even if it’s just for a short period […]
January 12, 2022
Agency3 Things Every Parent of a Teenage Driver Needs to Know About Auto Insurance
For most parents, watching their child get a driver’s license and embark on a life on the road is nerve wracking. Between worrying about auto accidents and dealing with high insurance costs, the process can be quite stressful for some. However, a bit of knowledge can help you navigate your child’s newfound independence—without watching your […]
July 7, 2021
AgencyBoost Your Credit Rating to Reduce Auto Insurance Costs
One of the factors auto insurance agencies consider when providing a price for clients may be your credit rating. Not all states allow this. If your state does, it means your insurer may take a look at your credit report to determine risk. If you make payments on time and are responsible, the agency will […]
June 9, 2021
AgencyAuto Insurance Basics – Know Your Coverage
Do you know what’s in your auto insurance coverage? This article covers mandatory and optional car insurance so that you can make informed decisions about which ones fit your budget while meeting your needs. Mandatory Coverage To fully understand how the state mandatory requirements affect you, contact your insurance agent. However, most states demand the […]
December 23, 2020
AgencyWhat Makes Car Insurance Full Coverage?
Full coverage in regard to auto insurance simply refers to the highest amount of coverage you can have on a single vehicle. There is no set policy that is considered full coverage since every vehicle is different. However, most full coverage policies include the same types of coverage. A full coverage car insurance policy may […]
November 18, 2020
AgencyIs Filing a Car Insurance Claim after an Accident Mandatory?
In the blink of an eye, a car accident can shake up your sense of safety and present you with a lot of anxiety and uncertainty. Not only that, but you may also worry about your car insurance rates skyrocketing if you file a claim. As a rule, filing an auto insurance claim isn’t mandatory […]